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CMS had no comment. Though controversial, extrapolation is commonly used in medical fraud investigations — except for investigations into Medicare Advantage. Since 2007, the industry has criticized the extrapolation method and, as a result, largely avoided accountability for pervasive billing errors. Industry protests aside, OIG officials say they are confident their enhanced audit tools will withstand scrutiny. "I believe what we have here is solid," OIG official Bresette said. Michael Geruso , an associate professor of economics at the University of Texas-Austin who has researched Medicare Advantage, said extrapolation "makes perfect sense," so long as it is based on a random sample. "It seems like this is a healthy step forward by the OIG to protect the U.S. taxpayer," he said. The OIG used the extrapolation technique for the first time in a February audit of Blue Cross and Blue Shield of Michigan that uncovered $14.5 million in overpayments for 2015 and 2016. In response, Blue Cross said it would take steps to ferret out payment mistakes from other years and refund $14.5 million. Blue Cross spokesperson Helen Stojic said that process "is still pending." But Humana, with a lot more money on the line, is fighting back. Humana "takes great pride in what the company believes to be its industry-leading approach" to ensuring proper billing, Sean O'Reilly, a company vice president, wrote in a December 2019 letter to the OIG that blasted the audit. O'Reilly wrote that Humana "has never received feedback from CMS that its program is deficient in any respect." The nine-page letter argues that the audit "reflects misunderstandings related to certain statistical and actuarial principles, and legal and regulatory requirements." Requiring Humana to repay the money "would represent a serious departure from the statutory requirements underlying the [Medicare Advantage] payment model," the company said. Humana did persuade the OIG to shave off about $65 million from its initial estimate of the overpayment. In 2015, Medicare paid the plan about $5.6 billion to treat about 485,000 members, mostly in South Florida. Humana is not alone in disapproving of the audits.

https://www.npr.org/sections/health-shots/2021/04/20/988817003/humana-inc-overcharged-medicare-nearly-200-million-federal-audit-finds

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XTM Files 2020 Year End Audited Financial Statements MIAMI and TORONTO, May 4, 2021 /PRNewswire/ - XTM, Inc. ("XTM" or the "Company") (CSE: PAID) (FSE: 7XT), a Miami and Toronto-based Fintech company in the neo-banking space, providing mobile banking and payment solutions around the world announces the filing of its audited Financial Statements ("Statements") and Management Discussion and Analysis ("MD&A") for the year ending December 31, 2020.  The Statements and a comprehensive discussion of XTM's  financial position and results of operations is provided and filed on SEDAR and can be found at  www.sedar.com . Selected Highlights (to be read together with the Company's Statements and MD&A): Revenue for the year ending December 31, 2020 were $975,008 compared to $1,051,786 during same period for the year ending December 31, 2019 a decrease of $76,778 or 7.3%. The effects of COVID-19 and mandatory business closures and restrictions had a significant impact on the Company's ability to earn revenues from its client base of hospitality, salons and delivery businesses. Despite the closures and business restrictions the Company on- boarded a record number of new locations using the Today mobile instant employee payout solution totaling 1,144 locations. The Company had a net loss for the year ending December 31, 2020 of $3,597,417 or a loss per share of $0.04 compared to a loss of $2,010,177 or a loss per share of $0.02 for the year ending December 31, 2019. The loss was mainly due to an increase in salaries, professional fees associated with go-public costs and marketing costs totaling $664,854 compared to $55,758 during the same period in 2019. Salaries increased $245,521 or 28.6% a result of new hires to support new client boardings, increases in IT staff and new hires support to support the US expansion that is scheduled to go live May 7, 2021. Selected Subsequent Event Highlights (to be read together with the Company's Statements and MD&A): On February 26, 2021, the Company closed non-brokered placement offering with strategic investors and clients including Groot Hospitality from Miami, FL and Harlo Entertainment from Toronto, ON. The placement was at a price of $0.15 per unit for gross proceeds of $1,195,000. On total stranger March 5, 2021, XTM's common shares started trading on the OTCQB Venture Market, a US trading platform that is operated by OTC Markets Group in New York. The Company's common shares trade on the OTCQB under the symbol 'XTMIF". The OTCQB listing supports broader investor interest as the business rapidly expands into the US market. On March 20, 2021, an outstanding loan payable by the Company with a principal amount of $500,000 was converted into 2,941,176 common shares at an exercise price of $0.17 and following such conversion the Company is now debt free. Subsequent to year end, the Company saw a significant amount of its outstanding warrants and options exercised in Q1 2021 providing the Company with an unrestricted cash balance of $2,228,900 as at March 31, 2021. XTM, www.xtminc.com  is a Toronto-based fintech innovator in the challenger banking space helping business and workers alike expedite earnings payout and reduce or eliminate banking fees.   We are a global card issuer and payment specialist providing free technology to business to automate and expedite worker payouts that can eliminate cash.  XTM integrates businesses to a payment ecosystem that is coupled with a free mobile app and Mastercard debit card with free banking features. XTM drives enterprise value and creates a positive user experience.  This news release contains "forward-looking information" and "forward-looking statements" within the meaning of applicable securities laws (the "forward-looking statements"), within the meaning of applicable Canadian securities legislation, including expected performance of XTM, ,the expectation that businesses with which XTM does business or have committed to do business will in the expected timeline, the continuing trend toward electronic payment methods, that the salon integration will attract new salon owners to use the Today program, and the general conditions and revenues of XTM. Forward-looking statements are statements that are not historical facts and are generally, although not always, identified by words such as "expect", "plan", "anticipate", "project", "target", "potential", "schedule", "forecast", "budget", "estimate", "intend" or "believe" and similar expressions or their negative connotations, or that events or conditions "will", "would", "may", "could", "should" or "might" occur. All such forward-looking statements are based on the opinions and estimates of management as of the date such statements are made.

https://www.prnewswire.com/news-releases/xtm-files-2020-year-end-audited-financial-statements-301283916.html